This page was last updated on July 2, 2024.*

Hey, I’m Jack 👋🏼

(I’m the one standing up, if you couldn’t tell)

Let me tell you what to expect from this blog, then I’ll tell you a bit more about me.

Since July 2021, I have published weekly essays sharing my thoughts on a variety of topics, including our relationship with money, financial market trends, life and career commentary, and other one-off ideas that piqued my interest.

As of July 2024, more than 66,000 people, from college kids to CEOs, have subscribed to Young Money, and millions of people read my essays each year, so I guess you can say that people appreciate my perspective.

Young Money is a free publication, and all readers will always have access to my essays. However, Young Money is also a reader-supported publication, and paid subscribers 1) help me keep this site advertising-free and 2) allow me to invest in other projects, such as an audio version of the newsletter. A subscription is just $6 per month, which is, thanks to inflation, around the price of a 16 oz cappuccino.

If you would like to subscribe to Young Money or further support my newsletter as a paid subscriber, you can do so by clicking the button below. In addition to helping me keep Young Money ad-free, paid subscribers also receive additional exclusive content, such as Q&A's, book reviews, and more.

Now, a bit about me.

I consider myself to be a generalist, and, more importantly, a life enthusiast. After graduating from Columbia Business School in May 2024, I joined Sherwood News, Robinhood’s media venture, as an editor and writer, staying in New York City to cover some of the most interesting stories in business and markets.

During my two years at Columbia, as well as the year before I began, I was the Editor-in-Chief of Exec Sum, a large daily financial newsletter started by the popular meme page, Litquidity. I was responsible for curating deal flow across all sectors of financial markets, from private equity to venture capital, as well as the most important markets stories from the day before.

I also started writing Young Money a year before moving to New York for business school, which was, in hindsight, the best decision of my career.

The finance folks reading this will appreciate this part: During the pandemic in 2020 and 2021, I traded SPACs and SPAC warrants in my Roth IRA, generating a cumulative ~6,000% return from my 2020 Roth contribution across dozens of trades in ~10 months. After the SPAC bubble popped, I attempted to keep trading stocks that weren’t SPACs, until I lost half of my portfolio on a trade gone wrong. (Do not invest your entire portfolio in an illiquid small cap going into earnings, no matter how “undervalued” you think it may be). I decided to take a step back from the market, park what money I had left in an S&P 500 index fund, and spend some time seeing the world before starting graduate school.

I spent most of the next year, from August 2021 through July 2022, traveling around Europe, with a two-month stint in Argentina, and I blogged about the entire journey. Highlights include catching the Northern Lights in Norway, hiking through the Argentinian Patagonia, watching the sunset from the cliffs of Lagos, Portugal, whipping a Renault Twingo around the Amalfi Coast, and, of course, making dozens of new friends along the way.

Lowlights include getting deported from Norway and catching a stomach bug in a Hungarian hostel.

I would say I’m conversationally fluent in Spanish, though I’m working to improve that. I think, despite my egregious rent, that New York City is still the best city in the world for anyone who wants to make something of themselves. I love chatting with anyone working on anything interesting, so don’t hesitate to reach out. You may have also seen a satirical post or two from me on LinkedIn. I do love that site.

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Jack Raines' essays on all things money, financial markets, work, and life.


Sharing my thoughts on money, life, and everything in between.